· Disbursement of loan will be subjected to the condition at the time of disbursement.
· Final approval/section will be issued subject to fulfillment of existing terms & conditions of apply/search Report Compulsory
· Only 50% of net salary of Government Guarantor can be treated as EML.
· Net salary of Government Guarantor must be doubled from the E.M.I of loaner, if salary of Government Guarantor is less than double, then amount will be reduced.
· 2 months pay slip/ Bank pass book photocopy.
· H.O.D & salary in charge signature along with his/her stamp on official undertaking Bond page no. X2 is a compulsory.
· One photograph of each family member (above 18 years)(only in case of private limited guarantor).
· Advance E.M.I installment will be recovered from all the applicants/loaner, if applicant depositing their E.M.I without bouncing till completion of Loan. On demand, company can provide loan equal to double in future in case a single bouncing, this facility will not b applicable then.
· Company will accept only those applicant & Guarantor whose age should be 18 to 60 years.
Personal Loan
- Map of Property (Government Authority)
- No Dues Certificate ?
- Solvency Certificate(From S.D.M.)
- Valuation Report of Tehsildar
- Fitness Certificate Issued by any Govt. Doctor
- Character Certificate (From S.D.M.)
- Business Project Report
- Rent Agreement/ Rent Receipt of Shop
- Ownership Papers in Case of Owner of shop
- Two Photograph of Existing Shop (Post Card Size)
- Fund Availability for the Project (With Proof)
- Ownership Proof of Property
- Sales Tax Registration Certificate / Services Tax
- Guarante bond attached by Sub Rajistar & theseeldar
| Department | H.O.D | Salary In-charge |
| Education(primary/ Middle School) | B.S.A/Z.E.O | Account Officer (Lekha Adhikari) |
| Education(Middle School, High School, Inter College) | D.I.O.S/D.E.O/Z.E.O | Account Officer(Lekha Adhikar)/BEO/ZEO |
| Education/Degree College | Principal/Regional Education Officer | Regional Education Officer |
| Education(Run by Management) | Principal/D.I.O.S/D.E.O | Lekha Adhikari/Regional Education Officer |
| Nagar Palika | Executive Officer | Executive Officer |
| Nagar Nigam | Nagar Swasthya Adhikari | Account Officer/Lekha Adhikari |
| Jilla Panchayat | Jilla Panchayat Raj Adhikari | Jila Panchayat Raj Adhikari |
| Nalkoop(Tube-Well) | Executive Engineer | Executive Engineer |
| P.W.D | Executive Engineer | Executive Engineer |
| P.H.E | Executive Engineer | Executive Engineer |
| Health | C.M.O | Medical Officer |
| Electricity | Executive Engineer | Assistant Executive Manager |
| Bank | Bank Manager | Regional/ Zonal Manager |
| L.I.C/G.I.C | Branch Manager | Regional/ Zonal Manager |
| Railway | As per Guarantor’s Section D.D.O | As Per Guarantor’s Section/ |
| Roadways | Station In-charge/ A.R.M Administrative | A.R.M Finance |
| Irrigation | Executive Engineer | Executive Engineer |
| B.S.N.L | S.D.O | Account Officer (Finance) |
| Indian Postal | General Post Master (District-Level) | Account Officer |
| Agriculture | District Agricultural Officer | District Agricultural Officer |
| Forest | D.F.O | D.F.O |
| NLC/CoalIndia | Assistant General Manager | Account Officer |
| Tehsil | Tehsildar | Lekhpal |